Medicare Supplement Plans in St. Augustine, Florida
St. Johns County is one of Florida's fastest-growing counties, attracting retirees from across the country who want Florida's tax advantages with a quieter lifestyle than Miami or Orlando. Medicare Supplement is particularly popular here among seniors who split time between Florida and other states — Medigap covers you anywhere in the country.
Medigap Plan Pricing in St. Augustine, Florida
| Plan | Est. Monthly Premium | Part B Deductible | Copays |
|---|---|---|---|
| Plan G ⭐ | $96–$142 | You pay $240/yr | None |
| Plan N | $76–$116 | You pay $240/yr | Up to $20 office / $50 ER |
Estimates for a 65-year-old non-smoker in St. Augustine. Actual rates vary by carrier and health history.
Top Carriers in St. Augustine
Local Note
Flagler Hospital and UF Health St. Johns both accept all Medicare Supplement plans. Snowbirds: your Medigap plan covers you in any state.
Why Medigap in Florida?
Florida allows year-round Medigap enrollment — unlike most states. You can switch plans any time without waiting for AEP. Plans are guaranteed renewable for life and work with any doctor who accepts Medicare nationwide.
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