Medicare Supplement Plans in Naples, Florida — 2026
Naples has one of the highest per-capita incomes among Florida's senior communities, and Medicare Supplement enrollment rates reflect that — residents prioritize comprehensive coverage with zero surprise bills. Collier County's Medicare Advantage market has also seen significant carrier exits, making Medigap an increasingly popular choice.
Medigap Plan Pricing in Naples, Florida
| Plan | Est. Monthly Premium | Part B Deductible | Copays |
|---|---|---|---|
| Plan G ⭐ | $105–$155 | You pay $240/yr | None |
| Plan N | $82–$125 | You pay $240/yr | Up to $20 office / $50 ER |
Estimates for a 65-year-old non-smoker in Naples. Actual rates vary by carrier and health history.
Top Carriers in Naples
Local Note
NCH Baker Hospital and Physicians Regional Medical Center both accept all Medicare Supplement plans with no prior authorization requirements.
Why Medigap in Florida?
Florida allows year-round Medigap enrollment — unlike most states. You can switch plans any time without waiting for AEP. Plans are guaranteed renewable for life and work with any doctor who accepts Medicare nationwide.
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