Best Medicare Supplement Plans in Fort Lauderdale, Florida
Fort Lauderdale and greater Broward County have seen significant Medicare Advantage disruption in 2026 with Humana and UnitedHealthcare exiting dozens of plans. Many Broward seniors are now switching to Medicare Supplement for the stability and nationwide access it provides. Broward Health and Memorial Healthcare System both accept all Medigap plans.
Medigap Plan Pricing in Fort Lauderdale, Florida
| Plan | Est. Monthly Premium | Part B Deductible | Copays |
|---|---|---|---|
| Plan G ⭐ | $108–$158 | You pay $240/yr | None |
| Plan N | $84–$128 | You pay $240/yr | Up to $20 office / $50 ER |
Estimates for a 65-year-old non-smoker in Fort Lauderdale. Actual rates vary by carrier and health history.
Top Carriers in Fort Lauderdale
Local Note
Broward Health Medical Center, Memorial Regional Hospital, and Holy Cross Health all accept Original Medicare — meaning your Medigap plan covers your cost-sharing at all three.
Why Medigap in Florida?
Florida allows year-round Medigap enrollment — unlike most states. You can switch plans any time without waiting for AEP. Plans are guaranteed renewable for life and work with any doctor who accepts Medicare nationwide.
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