Medicare Supplement Plans in Delray Beach, Florida — 2026
Delray Beach is home to one of Florida's most active senior communities, with a large Jewish retiree population that places a premium on specialist access and comprehensive coverage. Medicare Supplement Plan G is the dominant choice here — it covers 100% of Medicare-approved costs after the annual Part B deductible ($257 in 2026).
Medigap Plan Pricing in Delray Beach, Florida
| Plan | Est. Monthly Premium | Part B Deductible | Copays |
|---|---|---|---|
| Plan G ⭐ | $111–$160 | You pay $240/yr | None |
| Plan N | $87–$131 | You pay $240/yr | Up to $20 office / $50 ER |
Estimates for a 65-year-old non-smoker in Delray Beach. Actual rates vary by carrier and health history.
Top Carriers in Delray Beach
Local Note
Delray Medical Center (Tenet) and Boca Raton Regional Hospital are both accessible under any Medicare Supplement plan with no network restrictions.
Why Medigap in Florida?
Florida allows year-round Medigap enrollment — unlike most states. You can switch plans any time without waiting for AEP. Plans are guaranteed renewable for life and work with any doctor who accepts Medicare nationwide.
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